Category: Personal Finance

Both diversification and asset allocation are quite popular terms. Yet many of us don’t realize that we don’t understand these completely and they are usually used just to sell more financial products………

Financial Planning is the process of determining how much your saving and spending should be, considering your particular situation. It also determines the optimal way to use the savings in such a manner……

In the Facebook group ‘Asan Ideas for Wealth’ question about the emergency fund is usually asked every month. Most popular question being, where to invest the emergency fund? Most of the time I reply with the same answer, keep your emergency funds in saving account, at max you can have a sweep facility…….