For a family of 4, parents around 30-year-old and children up to 10-year-old, living in a Tier – 2 city, an annual income of more than 45 lakh will bring them in the category of being rich. But the income alone cannot determine whether a person is rich or not. A person or a family can be considered being rich if they are having a high net worth. A regular and safe source of income, that can ensure a lifestyle lacking any fear of safety, survival and unforeseeable emergencies. They should also have ample time to take part in recreational activities at their leisure and the freedom of taking part in the majority of legal activities without any financial constraint……..