Portfolio rebalancing is a risk managing/mitigating strategy. As time passes actual asset allocation deviates from the desired asset allocation. This happens due to different assets growing at different rates. At a fixed period or when the deviation crosses a certain level, rebalancing is done……
Author: Ashish Naresh Kumar
Diversification and Asset Allocation: A Beginner’s Guide
Both diversification and asset allocation are quite popular terms. Yet many of us don’t realize that we don’t understand these completely and they are usually used just to sell more financial products………
Introduction to Financial Planning for Beginners
Financial Planning is the process of determining how much your saving and spending should be, considering your particular situation. It also determines the optimal way to use the savings in such a manner……
Emergency Fund – What it is, and Where to Invest?
In the Facebook group ‘Asan Ideas for Wealth’ question about the emergency fund is usually asked every month. Most popular question being, where to invest the emergency fund? Most of the time I reply with the same answer, keep your emergency funds in saving account, at max you can have a sweep facility…….
Mutual Fund Guide
There are so many articles out there with a headline resembling the heading of this article. Even I tried initially to write an article that could work as a comprehensive guide for a beginner. But I realized that there so many things I wanted to cover that a single article would not suffice. Thus I…
Understanding Debt Mutual Funds
Debt funds invest in fixed income instruments, popularly referred to as bonds. Bonds have fixed maturity and most of them pay a fixed interest rate. They can be issued by the government, by PSUs or by private corporations………
How to Select a Mutual Fund? – A Simpler Way
I have already written an article about which mutual fund category to choose, I would recommend you to stick to those categories. But, the question of how to select a fund from a category still remains, so let’s address it……
Which Mutual Fund Category To Choose?
You should first determine whether you want a mutual fund for equity or debt portfolio. For equity portfolio, you can select a fund belonging to one of these categories, Aggressive Hybrid Funds, Large Cap Funds, or NIFTY/SENSEX Index Funds………
All Types of Mutual Funds in India (as per SEBI)
The most effective way to distinguish mutual funds is on the basis of the assets. Mutual funds are of four major categories based on the asset class…….
Growth vs Dividend Mutual Fund: Why Say NO to Dividend Plan?
When I started investing in mutual funds, I read a lot about growth and dividend options. Since then growth option just became a default for me. So, why is it better to stay away from the mutual fund dividend option?……..