Who am I?
I am Ashish Naresh Kumar, studied Engineering but fell in love with Personal Finance.
My introduction to the world of finance and economics was through a book Indian Economics by Ramesh Singh (not highly recommended). I fell in love with personal finance and financial independence through another book The Richest Man in Babylon by George S. Clason (highly recommended). This encounter with books, both good and bad, has been continuous and ongoing.
The next step in my financial journey came when I joined the State Bank of India (SBI). I played numerous roles in this bank. Branch Manager, Field Officer (a combination of Loan Officer, Recovery Officer, and Survey Officer), and an Insurance and Mutual Fund agent (not exactly an agent but the officer responsible for cross-selling of these products) were the major ones.
SBI gave me a huge amount of practical knowledge about the financial life of the middle-class Indians. Both rural and urban, living in a metropolitan like Delhi to remote villages of Uttarakhand. It also enhanced my knowledge of personal finance. But I realized that the level of independence I want, the lifestyle I want to live are not compatible with a job.
Motivated by this realization I became a teacher and a student at the same time. I resigned from SBI. My resignation from the bank only brought criticism and surprise. But today I live a satisfying life with financial independence. I earn my money by doing what I love, I am my own boss, and I have time to enjoy everything that this life has to offer.
What is this site about?
Every article on this site follows one basic principle, KISS – Keep It Super Simple.
I want to make people fall in love with this field, as I did. Complex jargon may impress but won’t help you understand and adapt the concept. I want to help my readers in understanding their problems and finding the solutions to these problems in the simplest of language.
This site has some simple aims, that I can relate to on a personal level.
- Providing knowledge related to Personal Finance to anyone who is looking for it.
- Helping you become self-reliant when it comes to Personal Finances.
- Convincing as many people as I can, that wanting, planning, and working to get more money is a good thing.
- Helping those who desire Financial Freedom, achieve it.