How to Plan For a Financial Goal? (Using Excel)

I have not addressed the issue of how to actually make a plan for a particular goal. How much to invest each year, and how should the portfolio grow every year? I will address these in this article, I will provide a step by step process to make a very simple goal-based investment calculator using excel......

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Portfolio Rebalancing

Portfolio rebalancing is a risk managing/mitigating strategy. As time passes actual asset allocation deviates from the desired asset allocation. This happens due to different assets growing at different rates. At a fixed period or when the deviation crosses a certain level, rebalancing is done......

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Emergency Fund – What it is, and Where to Invest?

In the Facebook group 'Asan Ideas for Wealth' question about the emergency fund is usually asked every month. Most popular question being, where to invest the emergency fund? Most of the time I reply with the same answer, keep your emergency funds in saving account, at max you can have a sweep facility.......

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Mutual Fund Guide

There are so many articles out there with a headline resembling the heading of this article. Even I tried initially to write an article that could work as a comprehensive guide for a beginner.…

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Understanding Debt Mutual Funds

Debt funds invest in fixed income instruments, popularly referred to as bonds. Bonds have fixed maturity and most of them pay a fixed interest rate. They can be issued by the government, by PSUs or by private corporations.........

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Which Mutual Fund Category To Choose?

You should first determine whether you want a mutual fund for equity or debt portfolio. For equity portfolio, you can select a fund belonging to one of these categories, Aggressive Hybrid Funds, Large Cap Funds, or NIFTY/SENSEX Index Funds.........

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